Monitor your Credit - FreebieRush https://www.freebierush.com Thu, 15 Oct 2020 07:52:51 +0000 en-US hourly 1 4 Top Companies to Monitor your Credit https://www.freebierush.com/blogs/4-top-companies-to-monitor-your-credit/?utm_source=rss&utm_medium=rss&utm_campaign=4-top-companies-to-monitor-your-credit https://www.freebierush.com/blogs/4-top-companies-to-monitor-your-credit/#respond Thu, 15 Oct 2020 07:52:51 +0000 https://www.freebierush.com/?p=5783 It is not easy to take care of your credit score and you have to spend times for calculating and it can test your skills to the maximum. There are many companies that help you to monitor your credit score and charge a small fee. So instead of doing this…

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It is not easy to take care of your credit score and you have to spend times for calculating and it can test your skills to the maximum. There are many companies that help you to monitor your credit score and charge a small fee. So instead of doing this tricky work yourself, you can hire a company to help you out and inform you when you need a change of financial habit. Today I will write about some companies which provide the services of credit monitor. You can choose the one which suits you the best and this will help you to secure your credit information. There are many people who are victim of identity theft. These companies help you to stay secure from these type of identity theft and they will notify you by email or text whenever there is a suspicious activity. As soon as you get notified, you can contact the company and fix it, the earlier you know the less harmful it can be.
Either you are a victim of identity theft or not, monitoring your credit can help you to stay away from it. As I said that you can do this by yourself for free but I will still recommend using a website or an app to keep yourself secure. The companies listed below are somehow different in their features, benefits and packages according to the services they provide. So starting from the 1st company,

 

1. Credit Sesame

Credit Sesame is a financial company that provides loans and monitors credit and is in business since 2010. One of the best thing about the company is that you can avail credit monitoring for free. There are other features that you can use by buying a paid package. This company helps you to automatically update your credit score every month. You can get a free insurance of 50 thousand dollars of identity theft when you join the company.
If you are simply looking for Credit monitoring, then this can be a good platform but if you want to use extra features you can simply pay them to enable new features. You will be notified for any type of suspicious activity that can hurt your credit score.
If you are a victim of theft, fraud, Forgery, Data Breach and identity theft as a user of Credit Sesame then you can overcome the loss with an amount of 50 thousand dollars that will be paid in terms of insurance.
The company provides three different packages apart from free credit monitoring. The first one is the advanced credit in which you have to pay $9.95 for a month and the second one is the Pro Credit in which you have to pay $15.95 for a month. In both these packages the amount of insurance of identity theft has increased in to a million dollars. These two programs will help you to monitor all the three credit bureaus but it is not the best option if your issue is identity theft. The Last package is the Platinum Protection Plan in which you have to pay $19.95 for a month and in this amount you get a lot of security. You get monitoring for public records, black market website and social security number. This is the best package if you are a victim of identity theft and now you want to overcome it and live a peaceful life.
The company has many benefits but the main reason to use this company is the free identity theft protection of 50 thousand dollars with a free TransUnion Credit Score.

 

2. MyFICO

FICO is financial services company that calculates your credit score and this company is the most famous among all the lenders as almost everyone considers FICO credit score as legit. MyFICO is the by-product of FICO companies and you can use this to see and monitor your FICO credit score. If you use this company, this will help you to see the score that the companies will see when they will see when they will pull your credit report. You can have access to 10 different types of FICO scores every month because every company gets a score of its own kind.
MyFICO has different plans, we will go through some of these. The first package is the FICO Basics 1B and that costs only $19.95 for a month. This plan is for the people who want to monitor your credit score from one bureau and you get an update of your credit score every month. The plan also include million dollars insurance in case of identity theft and you can access to free support whenever you want.
Another package that you can take is the FICO Ultimate 3B in which you have to pay $29.95 for a single month. In this package you will get updates every 15 days about your credit score and credit report. Along with the other packages your credit score will be monitored from all the three bureaus. Another package is the FICO Ultimate 3B+ in which you can monitor your credit for dark web and all the bureaus. Apart from that you get all the benefits that are in the above packages. But here you will get only monthly updates from the company. The FICO Ultimate 3B+ costs only $39.95 for a month.
This company comes with many benefits and one of the best is the theft insurance of one million dollars. This provides a piece of mind and you can focus on your other goals. Other than that the dark web monitoring tool is also one of the things to look at.

 

3. MoneyTips

One of the companies to monitor your credit is MoneyTips and help peoples to get out of debt easily. This company is one of the best when it comes to building up credit and along with that you can monitor your credit. The company offers three different programs and you can take any of them according to your needs. The first plan is free and the other costs $22.95 and $29.95 for a month respectively. You will get all the advices in details through which you can get out of debt fast and build up your credit.
In the free plan that is termed as the Essential Plan you can get free credit score update and credit report every month. You can also get free texts alerts and if you are victim of identity theft then you will also get a free advice to recover it. In the 2nd plan in which you have to pay $11.95 per month. You can enjoy the free 7 day trail of this version, in this package you can get all the facilities of the above package and along with that you also get alerts on Social Security Number and court record monitoring. One of the benefits of this package is that it comes with a million dollars theft insurance. The last plan known as the Elite Plan in which you have to pay $24.95 for a month. In this package your credit score is monitored from all the 3 credit bureaus. Every type of alerts in texts and emails and along with that this package has a credit score simulator and score tracker.
You can choose the package according to your needs and its worth spending the money because you get peace of mind.

 

4. Credit Karma

This company is in business since March 2007 and has over 700 employs. This finance company helps people to monitor their credit score for free. Yes for free, this company helps you to monitor your credit for free. You can have a free report and a credit score in the start whose information will be verified by Equifax and TransUnion. The credit score that you receive from this site is not widely used by the companies but this could be a good way to judge your score and to take a quick judge of what to do next.
On Credit Karma, you can monitor your credit reports for errors and you can also check for accounts that does not belong you. The company works effectively and you will be notified whenever a new change take place. For example, you will be notified if a new account is added on your report. Along with these facilities, the company also provides free data breach monitoring.
The company is termed as one of the best because they provide free data breach, tracking for stolen passcodes, free alerts, free access to credit score and you can also get free credit report from Equifax and TransUnion.

So these are the some of the companies that you can use to monitor your credit score. These companies are one of the easiest way to keep your credit score up to date and secure. Monitoring your credit can help you to stay away from all kind of identity thefts. So it is legit to use them. Do comment in the section below and also let us know if you have any queries because we would love to hear from you.

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